Long-Term Care · Life Insurance · Annuities · Disability
Your Family Deserves More Than a Generic Policy
For over 30 years, Landau Insurance Brokers has helped families find the right Long-Term Care, Life Insurance, and Annuity coverage -- comparing top carriers so you don't have to.
Trusted by 10,000+ Families Since 1991
Tap to speak with our insurance assistant for help with long-term care planning, comparing policies, and finding the right coverage for you.
30+ Years
Of Experience
Top Carriers
Trusted Since 1991
A+ Rated
Licensed & Insured
10,000+
Families Protected
Trusted by families across California — comparing 10+ top-rated carriers
Coverage That Fits Your Life
Every family's needs are different. We'll help you find the right combination of protection for where you are today and where you're headed.
Long-Term Care Insurance
Protect your assets and ensure quality care when you need it most. Coverage for nursing homes, assisted living, and in-home care -- so you never become a burden on your family.
Did you know? A 55-year-old pays 8-10% more than a 54-year-old for the same LTC coverage. Every year you wait costs more.
$108,405
Average annual cost of a nursing home
70%
Americans who will need LTC after 65
Long-Term Care Annuity
Combine lifetime income with care protection benefits. A smart way to prepare for retirement and potential care needs.
2-in-1: Retirement income + care coverage
Learn MoreTerm Life Insurance
Affordable, straightforward coverage for your family's financial security. Perfect for young families and mortgage protection.
The most affordable life insurance option
Learn MoreWhole Life Insurance
Lifelong protection with cash value accumulation. Build wealth while securing your family's future and legacy.
Tax-advantaged cash value growth
Learn MoreDisability Insurance
Protect your income if you're unable to work due to illness or injury. Essential coverage for your financial stability.
Replaces up to 60% of your income
Learn MoreAn Independent Broker Who Puts You First
Working with a captive agent means you only see one company's options. Working with us means you see the full picture.
Watch: Why Long-Term Care Planning Matters (2 min)
Independent, Not Captive
We don't work for one insurance company -- we work for you. We compare policies from multiple top-rated carriers to find your best fit.
30+ Years of Specialization
Since 1991, we've focused exclusively on LTC, life insurance, annuities, and disability. This isn't a side offering -- it's all we do.
No Pressure, No Commissions Surprises
We explain every option in plain English, including what each policy costs and why. You'll never feel rushed or confused.
We're Here After the Sale
Claims help, annual reviews, life changes -- we're your advocate for as long as you hold your policy, not just when you sign up.
Getting Covered is Easier Than You Think
From first conversation to active coverage, we make the process straightforward and stress-free.
Tell Us About Your Needs
Fill out our quick form or call us directly. We'll listen to understand your family's situation and goals.
We Compare Top Carriers
We shop your coverage across multiple A-rated carriers and present your best options side-by-side -- no jargon.
Choose With Confidence
Pick the plan that fits your budget and goals. We handle all the paperwork and underwriting coordination.
Lifetime Support
We're your advocate for the life of your policy -- claims help, annual reviews, and adjustments as life changes.
Tell Us About Your Needs
Fill out our quick form or call us directly. We'll listen to understand your family's situation and goals.
We Compare Top Carriers
We shop your coverage across multiple A-rated carriers and present your best options side-by-side -- no jargon.
Choose With Confidence
Pick the plan that fits your budget and goals. We handle all the paperwork and underwriting coordination.
Lifetime Support
We're your advocate for the life of your policy -- claims help, annual reviews, and adjustments as life changes.
Get Your Free LTC Planning Guide
Everything you need to know about protecting your retirement savings from the $300K+ cost of long-term care -- including a side-by-side comparison of your coverage options, tax advantages, and a step-by-step action plan.
100% free. No credit card required. Instant download.
Comprehensive Guide - 2026 Edition
Long-Term Care
Planning Guide
Protecting What Matters Most
Inside This Guide
20+
Pages
6
FAQs
10
Key Terms
What Our Clients Say
Real stories from families we've helped protect
Based on real client experiences, dramatized for privacy.
Landau Insurance helped secure our financial future, and when my husband had a stroke, they were there for us. They don't just sell policies - they guide you when you need it most. They held my hand through everything. We're forever grateful and highly recommend Landau Insurance.
Josh and Sarah
Los Angeles, CA
Based on real client experiences, dramatized for privacy.
I got a life insurance policy with a long-term care rider. The entire process was stress-free and they held my hand throughout.
Nathan M.
Verified Client
Based on real client experiences, dramatized for privacy.
As a financial advisor and estate planner, I refer all my clients to Landau Insurance. They provide exceptional service, expert guidance, and very competitive rates. I trust them with my clients' financial futures.
Mark G.
Financial Advisor & Estate Planner
Book Your Free Consultation
Schedule a personalized consultation with one of our insurance experts. We'll review your needs and help you find the right coverage to protect what matters most.
30-Minute Free Consultation
Get expert guidance on life insurance, long-term care, disability, and annuities -- all at no cost to you. We take the time to understand your full picture before making any recommendations.
No Obligation Assessment
We review your current coverage, identify any gaps, and show you exactly where you stand -- with zero pressure to purchase. Our goal is to educate and empower you to make the best decision for your family.
Personalized Recommendations
As an independent brokerage, we compare plans from every major carrier to find the right fit for your unique situation, budget, and long-term goals. You get unbiased advice, every time.
Select Your Appointment Time
Choose a date and time that works best for you
Expert Advice & Resources
Stay informed with our latest articles and guides on protecting your family.
Why Life Insurance Still Matters Even If Your Children Are Grown
Many people associate life insurance with raising young children. In reality, life insurance can continue to play an important role even after children are on their own.
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The Difference Between Health Insurance and Long-Term Care Insurance
Health insurance and long-term care insurance are often mentioned in the same conversation, but they serve very different purposes.
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When to Review Your Life Insurance After Major Life Changes
Changes in family, career, or financial responsibilities can all affect whether your current coverage still fits your needs.
Read Article