Terms of Service

Welcome to the website of Landau Insurance Brokers ("we," "our," or "us"). By accessing or using our website at landauinsurance.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use our Site.

About Our Services

Landau Insurance Brokers is a licensed insurance brokerage located in Los Angeles, California. We provide insurance brokerage services, including helping individuals and families find and compare insurance products from multiple carriers. We are not an insurance company. Insurance policies are issued by the insurance carriers we represent, not by Landau Insurance Brokers.

No Guarantee of Coverage

Information provided on this Site, including descriptions of insurance products, is for general informational purposes only and does not constitute an offer, solicitation, or guarantee of insurance coverage. All insurance products are subject to the terms, conditions, limitations, and exclusions of the applicable insurance policy. Coverage availability and pricing depend on individual underwriting criteria determined by the insurance carrier.

Quotes Are Estimates

Any insurance quotes or estimates provided through this Site are preliminary and non-binding. Final coverage terms, conditions, and premiums are determined by the applicable insurance carrier based on a completed application and underwriting review. A quote does not guarantee that coverage will be issued or that the quoted price will be the final premium.

Not Professional Advice

The content on this Site is for informational purposes only and does not constitute legal, tax, financial, or medical advice. You should consult qualified professionals for advice specific to your individual circumstances before making any insurance or financial decisions.

AI-Powered Voice Assistant

Our website may include an AI-powered voice assistant to help visitors with general information about our services, answer frequently asked questions, and assist with scheduling consultations. By using the voice assistant, you acknowledge and agree to the following:

• The voice assistant is powered by third-party artificial intelligence technology. It is not a licensed insurance agent, broker, financial advisor, or legal professional. Any information provided by the voice assistant is for general informational purposes only and does not constitute insurance advice, a recommendation to purchase any product, or a guarantee of coverage or pricing.
• The voice assistant may occasionally produce responses that are inaccurate, incomplete, or out of date. You should not rely solely on information provided by the voice assistant when making insurance or financial decisions. Always verify important information with a licensed Landau Insurance Brokers representative by calling (323) 937-1076 or scheduling a consultation.
• Landau Insurance Brokers is not liable for any errors, omissions, or inaccuracies in the information provided by the voice assistant, or for any actions you take based on such information. The voice assistant is provided "as is" without warranties of any kind, express or implied.
• The voice assistant is a third-party integration. Landau Insurance Brokers does not control the underlying AI technology and is not responsible for any technical malfunctions, service interruptions, or data processing performed by the third-party provider.
• Your interactions with the voice assistant may be recorded and analyzed to improve service quality. By using the voice assistant, you consent to such recording. Please do not share sensitive personal information such as Social Security numbers, financial account numbers, or detailed medical information through the voice assistant. If you need to share such information, please contact us directly.
• Use of the voice assistant is entirely voluntary. You may contact Landau Insurance Brokers directly at any time for personalized assistance from a licensed professional.

Use of the Site

You agree to use this Site only for lawful purposes. You may not use this Site in any way that could damage, disable, overburden, or impair the Site, or interfere with any other party's use of the Site. You may not attempt to gain unauthorized access to any part of the Site or any systems or networks connected to the Site.

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Landau Insurance Brokers or its content suppliers and is protected by United States copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on this Site without our prior written consent.

Third-Party Links

Our Site may contain links to third-party websites, including the websites of insurance carriers we represent. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content or practices of any third-party websites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.

Testimonials, Reviews, and Dramatizations

Testimonials and reviews displayed on this Site and in our advertising materials reflect the experiences of actual clients. However, some video testimonials and advertising content may feature paid actors or spokespersons performing dramatized portrayals based on real client experiences. Where actors are used, the content will be identified with a disclaimer such as "Dramatization based on actual client experience" or "Actor portrayal."

Whether presented by actual clients or through dramatized portrayals, testimonials are not intended to guarantee that anyone will achieve the same or similar results. Individual experiences, coverage options, rates, and outcomes vary based on personal circumstances and the insurance carriers involved. Testimonials do not constitute an endorsement of any specific insurance product or guarantee of coverage.

Limitation of Liability

To the fullest extent permitted by applicable law, Landau Insurance Brokers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or our services. Our total liability to you for any claims arising from your use of the Site shall not exceed the amount you have paid to us, if any, in the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Landau Insurance Brokers, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Los Angeles County, California.

Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Contact Us

If you have questions about these Terms of Service, please contact us: