Compliance & Regulatory Information

Licensing Information

Landau Insurance Brokers is a licensed insurance brokerage operating under the laws and regulations of the State of California.

You may verify our license status at any time through the California Department of Insurance website at www.insurance.ca.gov or by calling 1-800-927-4357.

Our Role as Your Insurance Broker

As a licensed insurance broker, Landau Insurance Brokers works on your behalf — not on behalf of any insurance carrier.

An insurance agent represents one or more insurance companies and sells policies on their behalf. An insurance broker represents you, the consumer, and has a duty to shop the market to find coverage that best fits your needs, goals, and budget.

Our fiduciary duty is to you. We are committed to recommending products that serve your best interests. We evaluate options across multiple carriers to present you with the most suitable and competitive coverage available.

Compensation Disclosure

Landau Insurance Brokers may receive commissions, fees, or other forms of compensation from insurance carriers when a policy is purchased through our brokerage. This is standard practice in the insurance industry and does not increase the cost of your policy. The premiums you pay are the same whether you purchase directly from a carrier or through our brokerage.

We are committed to transparency regarding how we are compensated. You have the right to ask about the nature and amount of compensation we receive in connection with any insurance product we recommend. We encourage you to ask us at any time.

Products and Carriers

We work with multiple top-rated insurance carriers to provide competitive options across the following product categories:

• Long-Term Care Insurance
• Life Insurance (Term and Whole Life)
• Annuities and Long-Term Care Annuities
• Disability Insurance

The display of carrier names or logos on our website does not constitute an endorsement of Landau Insurance Brokers by those carriers, nor does it guarantee coverage availability. All coverage is subject to individual carrier underwriting guidelines, terms, conditions, and approval.

Client Information and Privacy

In the course of providing insurance services, we collect personal, financial, and in some cases health-related information necessary to obtain quotes and process applications on your behalf.

We handle all client information in accordance with our Privacy Policy and all applicable privacy laws, including the California Consumer Privacy Act (CCPA) and the California Financial Information Privacy Act.

We do not sell your personal information. Information collected during the quoting and application process is shared only with insurance carriers and underwriting partners for the sole purpose of obtaining coverage on your behalf.

For complete details on how we collect, use, and protect your information, please review our Privacy Policy.

Annuity Suitability

For annuity products, Landau Insurance Brokers adheres to all suitability requirements as established by the California Department of Insurance and consistent with the National Association of Insurance Commissioners (NAIC) Suitability in Annuity Transactions Model Regulation.

Before recommending any annuity product, we will gather relevant information about your financial situation, insurance needs, investment objectives, risk tolerance, and time horizon. We will ensure that any annuity recommended is suitable based on the information you provide, and we will clearly explain the features, benefits, limitations, surrender charges, and costs of any annuity product before you make a purchase decision.

Contact Us

If you have questions about any of the information on this page, or about our business practices, please contact us: